B2 Payment Transaction Engine

The B2 Payment Transaction Engine (PTxE) provides a common interface to MSD/Chip/Contactless-capable PINPads independent of the PINPad vendor's API. The PTxE enables management of EMV/Contactless transaction flows and PINPads and supports the following functions and transactions:

• Card swipe, card insert, card tap.
• Fallback to contact if tap fails and fallback to mag stripe if contact fails.
• Card read retry logic.
• Track2 validation against PAN and Expiry Date tags.
• Partial and full EMV transactions.
• Indicator for successful PIN entry and/or for signature required.
• Offline approvals by card at 1GAC & 2GAC.
• Merchant Stand‐in approval process.
• Card association best practices for chip technology failures at 2GAC.
• Transaction tracing for development and field problem resolution.
• Last PIN try logic and prompting.

The following PINPads are supported by the PTxE:

• VeriFone PINPads using the XPI Interface (Vx810, Mx Series, Vx700, SC5000)
• Ingenico PINPads using CPX & Vega (i3070,iPP300, ML30)and UIA & Vega (i6780)

The following Host Drivers are supported by the PTxE:

• Global Payments North
• Chase Paymentech